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Medigap plans are a good Medicare health insurance plan if you want to see any doctor that bills for Medicare. In other words, you don't need to be in a network or have referrals. However, these plans come with a premium that typically go up around 3% each year. In addition, you don't have a lot of the ancillary benefits that an advantage plan has. If you travel a lot or don't mind a higher premium, this may be a good fit for you. Since I am a Medicare insurance broker (means i represent all the major carriers and then some), I can assist you in finding the right one and my services cost you nothing as i get paid by the carriers, not you. 

PDP plans are added to your original or traditional Medicare. When you first get A & B, you will need a part D or prescription drug plan. These plans come with a deductible and are added to traditional Medicare. Advantage plans have part D included with no deductibles. Whereas supplement plans add part D with the deductible. To learn more fill out the form at the bottom of this page. As a Medicare insurance broker I can help you find the right one that will fit you best. When it comes to all aspects of your health insurance, having the right PDP is important when it comes to drug costs.